LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,619
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,478
−HK$873/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$31,136
+HK$1,785/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,725
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,549
−HK$836/mo
Today · 4.125%
HK$32,385
baseline
▲ 0.50% · 4.625%
HK$34,092
+HK$1,707/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,770/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$1,048/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$2,143/mo
Deposit HK$4.84M · loan HK$7.27M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,859
−HK$1,004/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,048/mo
Deposit HK$4.84M · loan HK$7.27M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,666
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,869
−HK$1,222/mo
Today · 4.125%
HK$41,091
baseline
▲ 0.50% · 4.625%
HK$43,591
+HK$2,500/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,182/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,016
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,169
−HK$1,171/mo
Today · 4.125%
HK$45,340
baseline
▲ 0.50% · 4.625%
HK$47,729
+HK$2,389/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,680/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,713
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,260
−HK$1,571/mo
Today · 4.125%
HK$52,831
baseline
▲ 0.50% · 4.625%
HK$56,046
+HK$3,215/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,662/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,306
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,789
−HK$1,505/mo
Today · 4.125%
HK$58,294
baseline
▲ 0.50% · 4.625%
HK$61,366
+HK$3,072/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,588/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,203 · Scale 2, in force from 26 Feb 2026)