LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,622
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,481
−HK$873/mo
Today · 4.125%
HK$29,354
baseline
▲ 0.50% · 4.625%
HK$31,141
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,708/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,729
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,554
−HK$836/mo
Today · 4.125%
HK$32,390
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,707/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,780/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,147
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,178
−HK$1,047/mo
Today · 4.125%
HK$35,225
baseline
▲ 0.50% · 4.625%
HK$37,369
+HK$2,144/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,450/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,875
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,864
−HK$1,004/mo
Today · 4.125%
HK$38,868
baseline
▲ 0.50% · 4.625%
HK$40,916
+HK$2,048/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,736/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,671
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,874
−HK$1,222/mo
Today · 4.125%
HK$41,096
baseline
▲ 0.50% · 4.625%
HK$43,597
+HK$2,501/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,192/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,021
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,175
−HK$1,171/mo
Today · 4.125%
HK$45,346
baseline
▲ 0.50% · 4.625%
HK$47,736
+HK$2,390/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,692/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,720
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,267
−HK$1,571/mo
Today · 4.125%
HK$52,838
baseline
▲ 0.50% · 4.625%
HK$56,053
+HK$3,215/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,676/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,313
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,797
−HK$1,504/mo
Today · 4.125%
HK$58,301
baseline
▲ 0.50% · 4.625%
HK$61,375
+HK$3,074/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,602/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,263 · Scale 2, in force from 26 Feb 2026)