LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,623
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,482
−HK$873/mo
Today · 4.125%
HK$29,355
baseline
▲ 0.50% · 4.625%
HK$31,142
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,710/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,731
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$836/mo
Today · 4.125%
HK$32,391
baseline
▲ 0.50% · 4.625%
HK$34,098
+HK$1,707/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,782/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,148
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$1,047/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,370
+HK$2,144/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,877
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,866
−HK$1,003/mo
Today · 4.125%
HK$38,869
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,049/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,738/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,672
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,875
−HK$1,223/mo
Today · 4.125%
HK$41,098
baseline
▲ 0.50% · 4.625%
HK$43,598
+HK$2,500/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,196/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,023
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,177
−HK$1,170/mo
Today · 4.125%
HK$45,347
baseline
▲ 0.50% · 4.625%
HK$47,737
+HK$2,390/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,694/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,722
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,268
−HK$1,572/mo
Today · 4.125%
HK$52,840
baseline
▲ 0.50% · 4.625%
HK$56,055
+HK$3,215/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,680/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,315
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,798
−HK$1,505/mo
Today · 4.125%
HK$58,303
baseline
▲ 0.50% · 4.625%
HK$61,377
+HK$3,074/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,606/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,278 · Scale 2, in force from 26 Feb 2026)