LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,626
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,485
−HK$873/mo
Today · 4.125%
HK$29,358
baseline
▲ 0.50% · 4.625%
HK$31,144
+HK$1,786/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,716/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,733
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,557
−HK$837/mo
Today · 4.125%
HK$32,394
baseline
▲ 0.50% · 4.625%
HK$34,101
+HK$1,707/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,788/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,151
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,182
−HK$1,048/mo
Today · 4.125%
HK$35,230
baseline
▲ 0.50% · 4.625%
HK$37,373
+HK$2,143/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,460/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,880
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,869
−HK$1,003/mo
Today · 4.125%
HK$38,872
baseline
▲ 0.50% · 4.625%
HK$40,921
+HK$2,049/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,744/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,676
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,879
−HK$1,222/mo
Today · 4.125%
HK$41,101
baseline
▲ 0.50% · 4.625%
HK$43,602
+HK$2,501/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,202/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,026
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,180
−HK$1,171/mo
Today · 4.125%
HK$45,351
baseline
▲ 0.50% · 4.625%
HK$47,742
+HK$2,391/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,702/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,726
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,273
−HK$1,571/mo
Today · 4.125%
HK$52,844
baseline
▲ 0.50% · 4.625%
HK$56,060
+HK$3,216/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,688/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,320
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,803
−HK$1,505/mo
Today · 4.125%
HK$58,308
baseline
▲ 0.50% · 4.625%
HK$61,382
+HK$3,074/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,616/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,317 · Scale 2, in force from 26 Feb 2026)