LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,626
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,486
−HK$873/mo
Today · 4.125%
HK$29,359
baseline
▲ 0.50% · 4.625%
HK$31,145
+HK$1,786/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,718/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,734
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,558
−HK$836/mo
Today · 4.125%
HK$32,394
baseline
▲ 0.50% · 4.625%
HK$34,102
+HK$1,708/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,788/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,152
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,183
−HK$1,047/mo
Today · 4.125%
HK$35,230
baseline
▲ 0.50% · 4.625%
HK$37,374
+HK$2,144/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,460/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,881
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,870
−HK$1,003/mo
Today · 4.125%
HK$38,873
baseline
▲ 0.50% · 4.625%
HK$40,922
+HK$2,049/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,746/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,677
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,222/mo
Today · 4.125%
HK$41,102
baseline
▲ 0.50% · 4.625%
HK$43,603
+HK$2,501/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,204/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,028
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,181
−HK$1,171/mo
Today · 4.125%
HK$45,352
baseline
▲ 0.50% · 4.625%
HK$47,743
+HK$2,391/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,704/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,727
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,274
−HK$1,572/mo
Today · 4.125%
HK$52,846
baseline
▲ 0.50% · 4.625%
HK$56,061
+HK$3,215/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,692/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,321
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,805
−HK$1,505/mo
Today · 4.125%
HK$58,310
baseline
▲ 0.50% · 4.625%
HK$61,383
+HK$3,073/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,620/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,329 · Scale 2, in force from 26 Feb 2026)