LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,629
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,489
−HK$873/mo
Today · 4.125%
HK$29,362
baseline
▲ 0.50% · 4.625%
HK$31,149
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,724/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,737
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,562
−HK$836/mo
Today · 4.125%
HK$32,398
baseline
▲ 0.50% · 4.625%
HK$34,106
+HK$1,708/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,796/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,155
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$1,047/mo
Today · 4.125%
HK$35,234
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$2,144/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,468/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,004/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$40,927
+HK$2,049/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,681
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,884
−HK$1,223/mo
Today · 4.125%
HK$41,107
baseline
▲ 0.50% · 4.625%
HK$43,608
+HK$2,501/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$82,214/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,032
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,186
−HK$1,171/mo
Today · 4.125%
HK$45,357
baseline
▲ 0.50% · 4.625%
HK$47,748
+HK$2,391/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$90,714/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,733
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,280
−HK$1,572/mo
Today · 4.125%
HK$52,852
baseline
▲ 0.50% · 4.625%
HK$56,067
+HK$3,215/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,704/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,327
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,811
−HK$1,505/mo
Today · 4.125%
HK$58,316
baseline
▲ 0.50% · 4.625%
HK$61,390
+HK$3,074/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,632/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,380 · Scale 2, in force from 26 Feb 2026)