LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,630
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,489
−HK$874/mo
Today · 4.125%
HK$29,363
baseline
▲ 0.50% · 4.625%
HK$31,149
+HK$1,786/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,726/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,738
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,562
−HK$837/mo
Today · 4.125%
HK$32,399
baseline
▲ 0.50% · 4.625%
HK$34,106
+HK$1,707/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,798/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,156
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$1,048/mo
Today · 4.125%
HK$35,235
baseline
▲ 0.50% · 4.625%
HK$37,379
+HK$2,144/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,470/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,886
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,875
−HK$1,003/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$40,928
+HK$2,050/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,682
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,885
−HK$1,223/mo
Today · 4.125%
HK$41,108
baseline
▲ 0.50% · 4.625%
HK$43,609
+HK$2,501/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$82,216/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,033
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,187
−HK$1,171/mo
Today · 4.125%
HK$45,358
baseline
▲ 0.50% · 4.625%
HK$47,749
+HK$2,391/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$90,716/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,734
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,281
−HK$1,572/mo
Today · 4.125%
HK$52,853
baseline
▲ 0.50% · 4.625%
HK$56,069
+HK$3,216/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,706/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,328
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,812
−HK$1,506/mo
Today · 4.125%
HK$58,318
baseline
▲ 0.50% · 4.625%
HK$61,392
+HK$3,074/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,636/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,388 · Scale 2, in force from 26 Feb 2026)