LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,632
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,492
−HK$873/mo
Today · 4.125%
HK$29,365
baseline
▲ 0.50% · 4.625%
HK$31,152
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,730/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,741
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,565
−HK$837/mo
Today · 4.125%
HK$32,402
baseline
▲ 0.50% · 4.625%
HK$34,110
+HK$1,708/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,804/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,190
−HK$1,048/mo
Today · 4.125%
HK$35,238
baseline
▲ 0.50% · 4.625%
HK$37,382
+HK$2,144/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,476/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,878
−HK$1,004/mo
Today · 4.125%
HK$38,882
baseline
▲ 0.50% · 4.625%
HK$40,931
+HK$2,049/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,764/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,685
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,889
−HK$1,222/mo
Today · 4.125%
HK$41,111
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,502/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$82,222/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,037
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,191
−HK$1,171/mo
Today · 4.125%
HK$45,362
baseline
▲ 0.50% · 4.625%
HK$47,753
+HK$2,391/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$90,724/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,738
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,286
−HK$1,571/mo
Today · 4.125%
HK$52,857
baseline
▲ 0.50% · 4.625%
HK$56,074
+HK$3,217/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,714/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,333
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,817
−HK$1,506/mo
Today · 4.125%
HK$58,323
baseline
▲ 0.50% · 4.625%
HK$61,397
+HK$3,074/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,646/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,430 · Scale 2, in force from 26 Feb 2026)