LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,634
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$873/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$31,154
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,567
−HK$837/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,708/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,161
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,192
−HK$1,048/mo
Today · 4.125%
HK$35,240
baseline
▲ 0.50% · 4.625%
HK$37,385
+HK$2,145/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,480/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,891
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,880
−HK$1,004/mo
Today · 4.125%
HK$38,884
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,050/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,768/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,688
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,891
−HK$1,223/mo
Today · 4.125%
HK$41,114
baseline
▲ 0.50% · 4.625%
HK$43,615
+HK$2,501/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$82,228/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,040
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,194
−HK$1,171/mo
Today · 4.125%
HK$45,365
baseline
▲ 0.50% · 4.625%
HK$47,756
+HK$2,391/mo
Deposit HK$3.64M · loan HK$8.48M · min. income ≈ HK$90,730/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,741
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,288
−HK$1,572/mo
Today · 4.125%
HK$52,860
baseline
▲ 0.50% · 4.625%
HK$56,077
+HK$3,217/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,720/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,337
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,821
−HK$1,505/mo
Today · 4.125%
HK$58,326
baseline
▲ 0.50% · 4.625%
HK$61,401
+HK$3,075/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,652/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,456 · Scale 2, in force from 26 Feb 2026)