LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,640
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,500
−HK$874/mo
Today · 4.125%
HK$29,374
baseline
▲ 0.50% · 4.625%
HK$31,161
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,748/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,750
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,574
−HK$837/mo
Today · 4.125%
HK$32,411
baseline
▲ 0.50% · 4.625%
HK$34,119
+HK$1,708/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,822/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,168
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,200
−HK$1,048/mo
Today · 4.125%
HK$35,248
baseline
▲ 0.50% · 4.625%
HK$37,393
+HK$2,145/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,496/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,900
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,004/mo
Today · 4.125%
HK$38,893
baseline
▲ 0.50% · 4.625%
HK$40,943
+HK$2,050/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,786/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,696
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,900
−HK$1,223/mo
Today · 4.125%
HK$41,123
baseline
▲ 0.50% · 4.625%
HK$43,625
+HK$2,502/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,246/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,049
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,204
−HK$1,171/mo
Today · 4.125%
HK$45,375
baseline
▲ 0.50% · 4.625%
HK$47,767
+HK$2,392/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,750/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,753
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,573/mo
Today · 4.125%
HK$52,873
baseline
▲ 0.50% · 4.625%
HK$56,090
+HK$3,217/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,746/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,349
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,834
−HK$1,506/mo
Today · 4.125%
HK$58,340
baseline
▲ 0.50% · 4.625%
HK$61,415
+HK$3,075/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,680/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,560 · Scale 2, in force from 26 Feb 2026)