LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,643
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,503
−HK$874/mo
Today · 4.125%
HK$29,377
baseline
▲ 0.50% · 4.625%
HK$31,164
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,754/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,753
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,578
−HK$836/mo
Today · 4.125%
HK$32,414
baseline
▲ 0.50% · 4.625%
HK$34,123
+HK$1,709/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,828/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,172
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,204
−HK$1,048/mo
Today · 4.125%
HK$35,252
baseline
▲ 0.50% · 4.625%
HK$37,397
+HK$2,145/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,504/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,903
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,893
−HK$1,004/mo
Today · 4.125%
HK$38,897
baseline
▲ 0.50% · 4.625%
HK$40,947
+HK$2,050/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,794/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,701
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,904
−HK$1,223/mo
Today · 4.125%
HK$41,127
baseline
▲ 0.50% · 4.625%
HK$43,630
+HK$2,503/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,254/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,054
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,209
−HK$1,171/mo
Today · 4.125%
HK$45,380
baseline
▲ 0.50% · 4.625%
HK$47,772
+HK$2,392/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,760/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,758
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,306
−HK$1,572/mo
Today · 4.125%
HK$52,878
baseline
▲ 0.50% · 4.625%
HK$56,096
+HK$3,218/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,756/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,355
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,840
−HK$1,506/mo
Today · 4.125%
HK$58,346
baseline
▲ 0.50% · 4.625%
HK$61,421
+HK$3,075/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,692/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,608 · Scale 2, in force from 26 Feb 2026)