LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,644
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,504
−HK$874/mo
Today · 4.125%
HK$29,378
baseline
▲ 0.50% · 4.625%
HK$31,165
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,756/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,754
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,579
−HK$836/mo
Today · 4.125%
HK$32,415
baseline
▲ 0.50% · 4.625%
HK$34,124
+HK$1,709/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,830/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,173
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,205
−HK$1,048/mo
Today · 4.125%
HK$35,253
baseline
▲ 0.50% · 4.625%
HK$37,398
+HK$2,145/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,506/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,905
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,894
−HK$1,005/mo
Today · 4.125%
HK$38,899
baseline
▲ 0.50% · 4.625%
HK$40,949
+HK$2,050/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,798/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,702
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,906
−HK$1,223/mo
Today · 4.125%
HK$41,129
baseline
▲ 0.50% · 4.625%
HK$43,631
+HK$2,502/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,258/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,055
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,210
−HK$1,172/mo
Today · 4.125%
HK$45,382
baseline
▲ 0.50% · 4.625%
HK$47,774
+HK$2,392/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,764/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,760
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,307
−HK$1,573/mo
Today · 4.125%
HK$52,880
baseline
▲ 0.50% · 4.625%
HK$56,098
+HK$3,218/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,760/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,357
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,842
−HK$1,506/mo
Today · 4.125%
HK$58,348
baseline
▲ 0.50% · 4.625%
HK$61,423
+HK$3,075/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,696/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,624 · Scale 2, in force from 26 Feb 2026)