LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,647
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,507
−HK$874/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$31,168
+HK$1,787/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,757
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,582
−HK$837/mo
Today · 4.125%
HK$32,419
baseline
▲ 0.50% · 4.625%
HK$34,127
+HK$1,708/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,838/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,176
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,208
−HK$1,049/mo
Today · 4.125%
HK$35,257
baseline
▲ 0.50% · 4.625%
HK$37,402
+HK$2,145/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$70,514/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,908
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,898
−HK$1,004/mo
Today · 4.125%
HK$38,902
baseline
▲ 0.50% · 4.625%
HK$40,953
+HK$2,051/mo
Deposit HK$4.85M · loan HK$7.27M · min. income ≈ HK$77,804/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,706
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,910
−HK$1,223/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,636
+HK$2,503/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,060
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,214
−HK$1,172/mo
Today · 4.125%
HK$45,386
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,392/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,772/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,764
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,312
−HK$1,573/mo
Today · 4.125%
HK$52,885
baseline
▲ 0.50% · 4.625%
HK$56,103
+HK$3,218/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,770/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,362
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,847
−HK$1,506/mo
Today · 4.125%
HK$58,353
baseline
▲ 0.50% · 4.625%
HK$61,429
+HK$3,076/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,706/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,668 · Scale 2, in force from 26 Feb 2026)