LTV · monthly repayment
▼ 0.50% · 3.625%
HK$276,519
−HK$17,341/mo
▼ 0.25% · 3.875%
HK$285,121
−HK$8,739/mo
Today · 4.125%
HK$293,860
baseline
▲ 0.50% · 4.625%
HK$311,740
+HK$17,880/mo
Deposit HK$60.63M · loan HK$60.63M · min. income ≈ HK$587,720/mo (50% DSR)
Upfront cash ≈ HK$68.52M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,625
−HK$16,620/mo
▼ 0.25% · 3.875%
HK$315,875
−HK$8,370/mo
Today · 4.125%
HK$324,245
baseline
▲ 0.50% · 4.625%
HK$341,336
+HK$17,091/mo
Deposit HK$60.63M · loan HK$60.63M · min. income ≈ HK$648,490/mo (50% DSR)
Upfront cash ≈ HK$68.52M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,823
−HK$20,809/mo
▼ 0.25% · 3.875%
HK$342,145
−HK$10,487/mo
Today · 4.125%
HK$352,632
baseline
▲ 0.50% · 4.625%
HK$374,088
+HK$21,456/mo
Deposit HK$48.51M · loan HK$72.76M · min. income ≈ HK$705,264/mo (50% DSR)
Upfront cash ≈ HK$56.39M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,150
−HK$19,944/mo
▼ 0.25% · 3.875%
HK$379,050
−HK$10,044/mo
Today · 4.125%
HK$389,094
baseline
▲ 0.50% · 4.625%
HK$409,604
+HK$20,510/mo
Deposit HK$48.51M · loan HK$72.76M · min. income ≈ HK$778,188/mo (50% DSR)
Upfront cash ≈ HK$56.39M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,127
−HK$24,276/mo
▼ 0.25% · 3.875%
HK$399,169
−HK$12,234/mo
Today · 4.125%
HK$411,403
baseline
▲ 0.50% · 4.625%
HK$436,436
+HK$25,033/mo
Deposit HK$36.38M · loan HK$84.89M · min. income ≈ HK$822,806/mo (50% DSR)
Upfront cash ≈ HK$44.26M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,675
−HK$23,268/mo
▼ 0.25% · 3.875%
HK$442,226
−HK$11,717/mo
Today · 4.125%
HK$453,943
baseline
▲ 0.50% · 4.625%
HK$477,871
+HK$23,928/mo
Deposit HK$36.38M · loan HK$84.89M · min. income ≈ HK$907,886/mo (50% DSR)
Upfront cash ≈ HK$44.26M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$497,735
−HK$31,212/mo
▼ 0.25% · 3.875%
HK$513,217
−HK$15,730/mo
Today · 4.125%
HK$528,947
baseline
▲ 0.50% · 4.625%
HK$561,132
+HK$32,185/mo
Deposit HK$12.13M · loan HK$109.14M · min. income ≈ HK$1,057,894/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$553,725
−HK$29,916/mo
▼ 0.25% · 3.875%
HK$568,576
−HK$15,065/mo
Today · 4.125%
HK$583,641
baseline
▲ 0.50% · 4.625%
HK$614,406
+HK$30,765/mo
Deposit HK$12.13M · loan HK$109.14M · min. income ≈ HK$1,167,282/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$7,882,342 · Scale 2, in force from 26 Feb 2026)