LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,654
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,515
−HK$874/mo
Today · 4.125%
HK$29,389
baseline
▲ 0.50% · 4.625%
HK$31,177
+HK$1,788/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,778/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,765
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,590
−HK$837/mo
Today · 4.125%
HK$32,427
baseline
▲ 0.50% · 4.625%
HK$34,137
+HK$1,710/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,854/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,185
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,218
−HK$1,048/mo
Today · 4.125%
HK$35,266
baseline
▲ 0.50% · 4.625%
HK$37,412
+HK$2,146/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,532/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,918
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,908
−HK$1,005/mo
Today · 4.125%
HK$38,913
baseline
▲ 0.50% · 4.625%
HK$40,964
+HK$2,051/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,826/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,716
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,920
−HK$1,224/mo
Today · 4.125%
HK$41,144
baseline
▲ 0.50% · 4.625%
HK$43,648
+HK$2,504/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,288/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,227
−HK$1,171/mo
Today · 4.125%
HK$45,398
baseline
▲ 0.50% · 4.625%
HK$47,791
+HK$2,393/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,796/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,778
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,326
−HK$1,573/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$3,219/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,377
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,863
−HK$1,506/mo
Today · 4.125%
HK$58,369
baseline
▲ 0.50% · 4.625%
HK$61,446
+HK$3,077/mo
Deposit HK$1.21M · loan HK$10.91M · min. income ≈ HK$116,738/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,792 · Scale 2, in force from 26 Feb 2026)