LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,658
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,518
−HK$874/mo
Today · 4.125%
HK$29,392
baseline
▲ 0.50% · 4.625%
HK$31,181
+HK$1,789/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,784/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,769
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,594
−HK$838/mo
Today · 4.125%
HK$32,432
baseline
▲ 0.50% · 4.625%
HK$34,141
+HK$1,709/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,864/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,189
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,222
−HK$1,049/mo
Today · 4.125%
HK$35,271
baseline
▲ 0.50% · 4.625%
HK$37,417
+HK$2,146/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,542/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,923
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,913
−HK$1,005/mo
Today · 4.125%
HK$38,918
baseline
▲ 0.50% · 4.625%
HK$40,969
+HK$2,051/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,836/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,721
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,223/mo
Today · 4.125%
HK$41,149
baseline
▲ 0.50% · 4.625%
HK$43,653
+HK$2,504/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,298/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,077
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,232
−HK$1,172/mo
Today · 4.125%
HK$45,404
baseline
▲ 0.50% · 4.625%
HK$47,797
+HK$2,393/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,808/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,784
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,333
−HK$1,573/mo
Today · 4.125%
HK$52,906
baseline
▲ 0.50% · 4.625%
HK$56,125
+HK$3,219/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,812/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,384
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,870
−HK$1,507/mo
Today · 4.125%
HK$58,377
baseline
▲ 0.50% · 4.625%
HK$61,454
+HK$3,077/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,754/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,849 · Scale 2, in force from 26 Feb 2026)