LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,659
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,519
−HK$875/mo
Today · 4.125%
HK$29,394
baseline
▲ 0.50% · 4.625%
HK$31,182
+HK$1,788/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,788/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,770
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,596
−HK$837/mo
Today · 4.125%
HK$32,433
baseline
▲ 0.50% · 4.625%
HK$34,142
+HK$1,709/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,866/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,191
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$1,049/mo
Today · 4.125%
HK$35,272
baseline
▲ 0.50% · 4.625%
HK$37,419
+HK$2,147/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,544/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,925
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,004/mo
Today · 4.125%
HK$38,919
baseline
▲ 0.50% · 4.625%
HK$40,971
+HK$2,052/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,838/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,927
−HK$1,224/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,504/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,079
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,234
−HK$1,172/mo
Today · 4.125%
HK$45,406
baseline
▲ 0.50% · 4.625%
HK$47,799
+HK$2,393/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,812/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,786
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,335
−HK$1,573/mo
Today · 4.125%
HK$52,908
baseline
▲ 0.50% · 4.625%
HK$56,128
+HK$3,220/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,816/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,387
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,872
−HK$1,507/mo
Today · 4.125%
HK$58,379
baseline
▲ 0.50% · 4.625%
HK$61,456
+HK$3,077/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,758/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,869 · Scale 2, in force from 26 Feb 2026)