LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,659
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,520
−HK$874/mo
Today · 4.125%
HK$29,394
baseline
▲ 0.50% · 4.625%
HK$31,183
+HK$1,789/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,788/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,771
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,596
−HK$837/mo
Today · 4.125%
HK$32,433
baseline
▲ 0.50% · 4.625%
HK$34,143
+HK$1,710/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,866/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,191
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,224
−HK$1,049/mo
Today · 4.125%
HK$35,273
baseline
▲ 0.50% · 4.625%
HK$37,419
+HK$2,146/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,546/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,925
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,005/mo
Today · 4.125%
HK$38,920
baseline
▲ 0.50% · 4.625%
HK$40,972
+HK$2,052/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,840/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,224/mo
Today · 4.125%
HK$41,152
baseline
▲ 0.50% · 4.625%
HK$43,656
+HK$2,504/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,304/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,079
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,235
−HK$1,172/mo
Today · 4.125%
HK$45,407
baseline
▲ 0.50% · 4.625%
HK$47,800
+HK$2,393/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,814/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,787
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,573/mo
Today · 4.125%
HK$52,909
baseline
▲ 0.50% · 4.625%
HK$56,129
+HK$3,220/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,818/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,388
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,873
−HK$1,507/mo
Today · 4.125%
HK$58,380
baseline
▲ 0.50% · 4.625%
HK$61,457
+HK$3,077/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,760/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,875 · Scale 2, in force from 26 Feb 2026)