LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,661
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,522
−HK$874/mo
Today · 4.125%
HK$29,396
baseline
▲ 0.50% · 4.625%
HK$31,185
+HK$1,789/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,792/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,773
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,598
−HK$838/mo
Today · 4.125%
HK$32,436
baseline
▲ 0.50% · 4.625%
HK$34,145
+HK$1,709/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,872/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,194
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,226
−HK$1,049/mo
Today · 4.125%
HK$35,275
baseline
▲ 0.50% · 4.625%
HK$37,422
+HK$2,147/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,550/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,928
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,918
−HK$1,005/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$40,974
+HK$2,051/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,726
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,931
−HK$1,223/mo
Today · 4.125%
HK$41,154
baseline
▲ 0.50% · 4.625%
HK$43,659
+HK$2,505/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,308/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,082
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,238
−HK$1,172/mo
Today · 4.125%
HK$45,410
baseline
▲ 0.50% · 4.625%
HK$47,803
+HK$2,393/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,820/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,790
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,339
−HK$1,574/mo
Today · 4.125%
HK$52,913
baseline
▲ 0.50% · 4.625%
HK$56,132
+HK$3,219/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,826/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,391
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,877
−HK$1,507/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,462
+HK$3,078/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,906 · Scale 2, in force from 26 Feb 2026)