LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,662
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,522
−HK$875/mo
Today · 4.125%
HK$29,397
baseline
▲ 0.50% · 4.625%
HK$31,185
+HK$1,788/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,794/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,774
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,599
−HK$837/mo
Today · 4.125%
HK$32,436
baseline
▲ 0.50% · 4.625%
HK$34,146
+HK$1,710/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,872/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,194
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,227
−HK$1,049/mo
Today · 4.125%
HK$35,276
baseline
▲ 0.50% · 4.625%
HK$37,422
+HK$2,146/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,552/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,928
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,919
−HK$1,004/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$40,975
+HK$2,052/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,727
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,931
−HK$1,224/mo
Today · 4.125%
HK$41,155
baseline
▲ 0.50% · 4.625%
HK$43,659
+HK$2,504/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,310/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,083
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,238
−HK$1,173/mo
Today · 4.125%
HK$45,411
baseline
▲ 0.50% · 4.625%
HK$47,804
+HK$2,393/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,822/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,791
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,340
−HK$1,574/mo
Today · 4.125%
HK$52,914
baseline
▲ 0.50% · 4.625%
HK$56,133
+HK$3,219/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,828/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,392
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,878
−HK$1,507/mo
Today · 4.125%
HK$58,385
baseline
▲ 0.50% · 4.625%
HK$61,463
+HK$3,078/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,770/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,914 · Scale 2, in force from 26 Feb 2026)