LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,663
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,524
−HK$874/mo
Today · 4.125%
HK$29,398
baseline
▲ 0.50% · 4.625%
HK$31,187
+HK$1,789/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,796/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,775
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,600
−HK$838/mo
Today · 4.125%
HK$32,438
baseline
▲ 0.50% · 4.625%
HK$34,147
+HK$1,709/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,876/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,196
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,228
−HK$1,049/mo
Today · 4.125%
HK$35,277
baseline
▲ 0.50% · 4.625%
HK$37,424
+HK$2,147/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,554/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,930
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,920
−HK$1,005/mo
Today · 4.125%
HK$38,925
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,052/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,850/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,728
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,933
−HK$1,224/mo
Today · 4.125%
HK$41,157
baseline
▲ 0.50% · 4.625%
HK$43,661
+HK$2,504/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,314/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,085
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,240
−HK$1,173/mo
Today · 4.125%
HK$45,413
baseline
▲ 0.50% · 4.625%
HK$47,806
+HK$2,393/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,826/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,794
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,343
−HK$1,573/mo
Today · 4.125%
HK$52,916
baseline
▲ 0.50% · 4.625%
HK$56,136
+HK$3,220/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,832/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,395
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,881
−HK$1,507/mo
Today · 4.125%
HK$58,388
baseline
▲ 0.50% · 4.625%
HK$61,465
+HK$3,077/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,776/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,935 · Scale 2, in force from 26 Feb 2026)