LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,667
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,528
−HK$874/mo
Today · 4.125%
HK$29,402
baseline
▲ 0.50% · 4.625%
HK$31,191
+HK$1,789/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,804/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,779
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,605
−HK$837/mo
Today · 4.125%
HK$32,442
baseline
▲ 0.50% · 4.625%
HK$34,152
+HK$1,710/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,884/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,200
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,233
−HK$1,049/mo
Today · 4.125%
HK$35,282
baseline
▲ 0.50% · 4.625%
HK$37,429
+HK$2,147/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,564/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,935
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,926
−HK$1,005/mo
Today · 4.125%
HK$38,931
baseline
▲ 0.50% · 4.625%
HK$40,983
+HK$2,052/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,862/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,734
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,939
−HK$1,224/mo
Today · 4.125%
HK$41,163
baseline
▲ 0.50% · 4.625%
HK$43,667
+HK$2,504/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,326/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,091
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,247
−HK$1,172/mo
Today · 4.125%
HK$45,419
baseline
▲ 0.50% · 4.625%
HK$47,813
+HK$2,394/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,838/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,801
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,350
−HK$1,574/mo
Today · 4.125%
HK$52,924
baseline
▲ 0.50% · 4.625%
HK$56,144
+HK$3,220/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,848/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,403
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,889
−HK$1,507/mo
Today · 4.125%
HK$58,396
baseline
▲ 0.50% · 4.625%
HK$61,474
+HK$3,078/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,792/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,000 · Scale 2, in force from 26 Feb 2026)