LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,669
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,530
−HK$874/mo
Today · 4.125%
HK$29,404
baseline
▲ 0.50% · 4.625%
HK$31,193
+HK$1,789/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,808/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,782
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,607
−HK$838/mo
Today · 4.125%
HK$32,445
baseline
▲ 0.50% · 4.625%
HK$34,155
+HK$1,710/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,890/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,203
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,236
−HK$1,049/mo
Today · 4.125%
HK$35,285
baseline
▲ 0.50% · 4.625%
HK$37,432
+HK$2,147/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,570/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,938
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,929
−HK$1,005/mo
Today · 4.125%
HK$38,934
baseline
▲ 0.50% · 4.625%
HK$40,986
+HK$2,052/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,868/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,737
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,942
−HK$1,224/mo
Today · 4.125%
HK$41,166
baseline
▲ 0.50% · 4.625%
HK$43,671
+HK$2,505/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,332/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,094
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,250
−HK$1,172/mo
Today · 4.125%
HK$45,422
baseline
▲ 0.50% · 4.625%
HK$47,817
+HK$2,395/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,844/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,804
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,354
−HK$1,574/mo
Today · 4.125%
HK$52,928
baseline
▲ 0.50% · 4.625%
HK$56,148
+HK$3,220/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,856/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,407
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,893
−HK$1,507/mo
Today · 4.125%
HK$58,400
baseline
▲ 0.50% · 4.625%
HK$61,479
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,800/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,033 · Scale 2, in force from 26 Feb 2026)