LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,672
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,533
−HK$874/mo
Today · 4.125%
HK$29,407
baseline
▲ 0.50% · 4.625%
HK$31,196
+HK$1,789/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,814/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,785
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,610
−HK$838/mo
Today · 4.125%
HK$32,448
baseline
▲ 0.50% · 4.625%
HK$34,158
+HK$1,710/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,896/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,206
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,239
−HK$1,050/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,436
+HK$2,147/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,942
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,932
−HK$1,005/mo
Today · 4.125%
HK$38,937
baseline
▲ 0.50% · 4.625%
HK$40,990
+HK$2,053/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,874/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,224/mo
Today · 4.125%
HK$41,170
baseline
▲ 0.50% · 4.625%
HK$43,675
+HK$2,505/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$82,340/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,254
−HK$1,173/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,395/mo
Deposit HK$3.64M · loan HK$8.49M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,809
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,359
−HK$1,574/mo
Today · 4.125%
HK$52,933
baseline
▲ 0.50% · 4.625%
HK$56,154
+HK$3,221/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,866/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,412
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,899
−HK$1,507/mo
Today · 4.125%
HK$58,406
baseline
▲ 0.50% · 4.625%
HK$61,485
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,812/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,079 · Scale 2, in force from 26 Feb 2026)