LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,674
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,535
−HK$874/mo
Today · 4.125%
HK$29,409
baseline
▲ 0.50% · 4.625%
HK$31,199
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,818/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,787
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,612
−HK$838/mo
Today · 4.125%
HK$32,450
baseline
▲ 0.50% · 4.625%
HK$34,161
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,900/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,208
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,241
−HK$1,050/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,438
+HK$2,147/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,944
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,935
−HK$1,005/mo
Today · 4.125%
HK$38,940
baseline
▲ 0.50% · 4.625%
HK$40,993
+HK$2,053/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,880/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,743
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,948
−HK$1,225/mo
Today · 4.125%
HK$41,173
baseline
▲ 0.50% · 4.625%
HK$43,678
+HK$2,505/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,346/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,101
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,257
−HK$1,173/mo
Today · 4.125%
HK$45,430
baseline
▲ 0.50% · 4.625%
HK$47,825
+HK$2,395/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,860/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,813
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,362
−HK$1,574/mo
Today · 4.125%
HK$52,936
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$3,221/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,872/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,416
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,902
−HK$1,508/mo
Today · 4.125%
HK$58,410
baseline
▲ 0.50% · 4.625%
HK$61,489
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,820/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,109 · Scale 2, in force from 26 Feb 2026)