LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,675
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,536
−HK$874/mo
Today · 4.125%
HK$29,410
baseline
▲ 0.50% · 4.625%
HK$31,200
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,820/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,788
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,614
−HK$837/mo
Today · 4.125%
HK$32,451
baseline
▲ 0.50% · 4.625%
HK$34,162
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,902/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,210
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,243
−HK$1,049/mo
Today · 4.125%
HK$35,292
baseline
▲ 0.50% · 4.625%
HK$37,440
+HK$2,148/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,584/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,945
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,936
−HK$1,005/mo
Today · 4.125%
HK$38,941
baseline
▲ 0.50% · 4.625%
HK$40,994
+HK$2,053/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,882/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,745
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,950
−HK$1,224/mo
Today · 4.125%
HK$41,174
baseline
▲ 0.50% · 4.625%
HK$43,680
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,348/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,103
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,259
−HK$1,173/mo
Today · 4.125%
HK$45,432
baseline
▲ 0.50% · 4.625%
HK$47,826
+HK$2,394/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,864/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,814
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,364
−HK$1,574/mo
Today · 4.125%
HK$52,938
baseline
▲ 0.50% · 4.625%
HK$56,159
+HK$3,221/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,876/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,418
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,904
−HK$1,508/mo
Today · 4.125%
HK$58,412
baseline
▲ 0.50% · 4.625%
HK$61,491
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,824/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,125 · Scale 2, in force from 26 Feb 2026)