LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,676
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$875/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$31,201
+HK$1,789/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,790
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$838/mo
Today · 4.125%
HK$32,453
baseline
▲ 0.50% · 4.625%
HK$34,164
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,906/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,212
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,245
−HK$1,049/mo
Today · 4.125%
HK$35,294
baseline
▲ 0.50% · 4.625%
HK$37,442
+HK$2,148/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$70,588/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,948
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,938
−HK$1,006/mo
Today · 4.125%
HK$38,944
baseline
▲ 0.50% · 4.625%
HK$40,996
+HK$2,052/mo
Deposit HK$4.85M · loan HK$7.28M · min. income ≈ HK$77,888/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,747
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,952
−HK$1,225/mo
Today · 4.125%
HK$41,177
baseline
▲ 0.50% · 4.625%
HK$43,682
+HK$2,505/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,354/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,105
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,261
−HK$1,173/mo
Today · 4.125%
HK$45,434
baseline
▲ 0.50% · 4.625%
HK$47,829
+HK$2,395/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,868/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,817
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,367
−HK$1,574/mo
Today · 4.125%
HK$52,941
baseline
▲ 0.50% · 4.625%
HK$56,163
+HK$3,222/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,882/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,421
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,908
−HK$1,508/mo
Today · 4.125%
HK$58,416
baseline
▲ 0.50% · 4.625%
HK$61,495
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,832/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,151 · Scale 2, in force from 26 Feb 2026)