LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,677
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,538
−HK$874/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$31,202
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,790
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,616
−HK$838/mo
Today · 4.125%
HK$32,454
baseline
▲ 0.50% · 4.625%
HK$34,164
+HK$1,710/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,908/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,212
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,245
−HK$1,050/mo
Today · 4.125%
HK$35,295
baseline
▲ 0.50% · 4.625%
HK$37,443
+HK$2,148/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$70,590/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,948
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,939
−HK$1,005/mo
Today · 4.125%
HK$38,944
baseline
▲ 0.50% · 4.625%
HK$40,997
+HK$2,053/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$77,888/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,748
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,953
−HK$1,224/mo
Today · 4.125%
HK$41,177
baseline
▲ 0.50% · 4.625%
HK$43,683
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,354/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,106
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,262
−HK$1,173/mo
Today · 4.125%
HK$45,435
baseline
▲ 0.50% · 4.625%
HK$47,830
+HK$2,395/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,870/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,818
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,368
−HK$1,574/mo
Today · 4.125%
HK$52,942
baseline
▲ 0.50% · 4.625%
HK$56,164
+HK$3,222/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,884/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,422
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,909
−HK$1,508/mo
Today · 4.125%
HK$58,417
baseline
▲ 0.50% · 4.625%
HK$61,496
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,834/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,161 · Scale 2, in force from 26 Feb 2026)