LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,678
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,539
−HK$875/mo
Today · 4.125%
HK$29,414
baseline
▲ 0.50% · 4.625%
HK$31,204
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,828/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,792
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,618
−HK$837/mo
Today · 4.125%
HK$32,455
baseline
▲ 0.50% · 4.625%
HK$34,166
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,910/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,214
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,247
−HK$1,050/mo
Today · 4.125%
HK$35,297
baseline
▲ 0.50% · 4.625%
HK$37,444
+HK$2,147/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$70,594/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,950
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,941
−HK$1,005/mo
Today · 4.125%
HK$38,946
baseline
▲ 0.50% · 4.625%
HK$40,999
+HK$2,053/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$77,892/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,749
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,955
−HK$1,224/mo
Today · 4.125%
HK$41,179
baseline
▲ 0.50% · 4.625%
HK$43,685
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,358/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,108
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,265
−HK$1,172/mo
Today · 4.125%
HK$45,437
baseline
▲ 0.50% · 4.625%
HK$47,833
+HK$2,396/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,874/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,821
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,370
−HK$1,575/mo
Today · 4.125%
HK$52,945
baseline
▲ 0.50% · 4.625%
HK$56,167
+HK$3,222/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$105,890/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,425
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,912
−HK$1,508/mo
Today · 4.125%
HK$58,420
baseline
▲ 0.50% · 4.625%
HK$61,499
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.92M · min. income ≈ HK$116,840/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,183 · Scale 2, in force from 26 Feb 2026)