LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,682
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,543
−HK$874/mo
Today · 4.125%
HK$29,417
baseline
▲ 0.50% · 4.625%
HK$31,207
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,834/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,795
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,621
−HK$838/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,170
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,218
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,251
−HK$1,050/mo
Today · 4.125%
HK$35,301
baseline
▲ 0.50% · 4.625%
HK$37,449
+HK$2,148/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$70,602/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,955
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,946
−HK$1,005/mo
Today · 4.125%
HK$38,951
baseline
▲ 0.50% · 4.625%
HK$41,004
+HK$2,053/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$77,902/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,754
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,960
−HK$1,224/mo
Today · 4.125%
HK$41,184
baseline
▲ 0.50% · 4.625%
HK$43,690
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,368/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,114
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,270
−HK$1,173/mo
Today · 4.125%
HK$45,443
baseline
▲ 0.50% · 4.625%
HK$47,838
+HK$2,395/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,886/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,827
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,377
−HK$1,574/mo
Today · 4.125%
HK$52,951
baseline
▲ 0.50% · 4.625%
HK$56,173
+HK$3,222/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,902/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,432
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,919
−HK$1,508/mo
Today · 4.125%
HK$58,427
baseline
▲ 0.50% · 4.625%
HK$61,506
+HK$3,079/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,854/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,239 · Scale 2, in force from 26 Feb 2026)