LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,683
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,544
−HK$875/mo
Today · 4.125%
HK$29,419
baseline
▲ 0.50% · 4.625%
HK$31,209
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,838/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,797
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$838/mo
Today · 4.125%
HK$32,461
baseline
▲ 0.50% · 4.625%
HK$34,172
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,922/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,219
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,253
−HK$1,049/mo
Today · 4.125%
HK$35,302
baseline
▲ 0.50% · 4.625%
HK$37,450
+HK$2,148/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$70,604/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,956
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,947
−HK$1,006/mo
Today · 4.125%
HK$38,953
baseline
▲ 0.50% · 4.625%
HK$41,006
+HK$2,053/mo
Deposit HK$4.86M · loan HK$7.28M · min. income ≈ HK$77,906/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,756
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,961
−HK$1,225/mo
Today · 4.125%
HK$41,186
baseline
▲ 0.50% · 4.625%
HK$43,692
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,372/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,115
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,272
−HK$1,173/mo
Today · 4.125%
HK$45,445
baseline
▲ 0.50% · 4.625%
HK$47,840
+HK$2,395/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,890/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,829
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,379
−HK$1,575/mo
Today · 4.125%
HK$52,954
baseline
▲ 0.50% · 4.625%
HK$56,176
+HK$3,222/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,908/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,434
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,921
−HK$1,508/mo
Today · 4.125%
HK$58,429
baseline
▲ 0.50% · 4.625%
HK$61,509
+HK$3,080/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,858/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,257 · Scale 2, in force from 26 Feb 2026)