LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,687
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,549
−HK$875/mo
Today · 4.125%
HK$29,424
baseline
▲ 0.50% · 4.625%
HK$31,214
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,848/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,802
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,628
−HK$838/mo
Today · 4.125%
HK$32,466
baseline
▲ 0.50% · 4.625%
HK$34,177
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,932/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,225
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,258
−HK$1,050/mo
Today · 4.125%
HK$35,308
baseline
▲ 0.50% · 4.625%
HK$37,457
+HK$2,149/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,616/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,962
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,954
−HK$1,005/mo
Today · 4.125%
HK$38,959
baseline
▲ 0.50% · 4.625%
HK$41,013
+HK$2,054/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,918/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,762
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,968
−HK$1,225/mo
Today · 4.125%
HK$41,193
baseline
▲ 0.50% · 4.625%
HK$43,700
+HK$2,507/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,386/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,123
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,279
−HK$1,173/mo
Today · 4.125%
HK$45,452
baseline
▲ 0.50% · 4.625%
HK$47,848
+HK$2,396/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,904/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,837
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,387
−HK$1,575/mo
Today · 4.125%
HK$52,962
baseline
▲ 0.50% · 4.625%
HK$56,185
+HK$3,223/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,924/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,443
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,930
−HK$1,509/mo
Today · 4.125%
HK$58,439
baseline
▲ 0.50% · 4.625%
HK$61,519
+HK$3,080/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,878/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,333 · Scale 2, in force from 26 Feb 2026)