LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,688
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,549
−HK$875/mo
Today · 4.125%
HK$29,424
baseline
▲ 0.50% · 4.625%
HK$31,215
+HK$1,791/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,848/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,803
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,629
−HK$838/mo
Today · 4.125%
HK$32,467
baseline
▲ 0.50% · 4.625%
HK$34,178
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,934/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,226
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,259
−HK$1,050/mo
Today · 4.125%
HK$35,309
baseline
▲ 0.50% · 4.625%
HK$37,458
+HK$2,149/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,618/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,963
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,954
−HK$1,006/mo
Today · 4.125%
HK$38,960
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,054/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,920/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,763
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,969
−HK$1,225/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,700
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,124
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,280
−HK$1,173/mo
Today · 4.125%
HK$45,453
baseline
▲ 0.50% · 4.625%
HK$47,849
+HK$2,396/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,906/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,838
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,389
−HK$1,575/mo
Today · 4.125%
HK$52,964
baseline
▲ 0.50% · 4.625%
HK$56,186
+HK$3,222/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,928/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,445
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,932
−HK$1,508/mo
Today · 4.125%
HK$58,440
baseline
▲ 0.50% · 4.625%
HK$61,521
+HK$3,081/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,880/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,343 · Scale 2, in force from 26 Feb 2026)