LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,688
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,550
−HK$875/mo
Today · 4.125%
HK$29,425
baseline
▲ 0.50% · 4.625%
HK$31,215
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,850/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,803
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,629
−HK$838/mo
Today · 4.125%
HK$32,467
baseline
▲ 0.50% · 4.625%
HK$34,179
+HK$1,712/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,934/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,226
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,260
−HK$1,050/mo
Today · 4.125%
HK$35,310
baseline
▲ 0.50% · 4.625%
HK$37,458
+HK$2,148/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,620/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,964
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,955
−HK$1,006/mo
Today · 4.125%
HK$38,961
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,053/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,922/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,764
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,969
−HK$1,225/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,701
+HK$2,507/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,124
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,281
−HK$1,173/mo
Today · 4.125%
HK$45,454
baseline
▲ 0.50% · 4.625%
HK$47,850
+HK$2,396/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,908/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,839
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,389
−HK$1,575/mo
Today · 4.125%
HK$52,964
baseline
▲ 0.50% · 4.625%
HK$56,187
+HK$3,223/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,928/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,445
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,932
−HK$1,509/mo
Today · 4.125%
HK$58,441
baseline
▲ 0.50% · 4.625%
HK$61,521
+HK$3,080/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,882/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,350 · Scale 2, in force from 26 Feb 2026)