LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,690
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,551
−HK$875/mo
Today · 4.125%
HK$29,426
baseline
▲ 0.50% · 4.625%
HK$31,217
+HK$1,791/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,852/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,805
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,631
−HK$838/mo
Today · 4.125%
HK$32,469
baseline
▲ 0.50% · 4.625%
HK$34,180
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,938/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,228
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,261
−HK$1,050/mo
Today · 4.125%
HK$35,311
baseline
▲ 0.50% · 4.625%
HK$37,460
+HK$2,149/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,622/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,965
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,957
−HK$1,006/mo
Today · 4.125%
HK$38,963
baseline
▲ 0.50% · 4.625%
HK$41,016
+HK$2,053/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,926/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,766
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,971
−HK$1,226/mo
Today · 4.125%
HK$41,197
baseline
▲ 0.50% · 4.625%
HK$43,703
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,394/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,126
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,283
−HK$1,173/mo
Today · 4.125%
HK$45,456
baseline
▲ 0.50% · 4.625%
HK$47,852
+HK$2,396/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,912/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,841
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,392
−HK$1,575/mo
Today · 4.125%
HK$52,967
baseline
▲ 0.50% · 4.625%
HK$56,190
+HK$3,223/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,934/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,448
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,935
−HK$1,509/mo
Today · 4.125%
HK$58,444
baseline
▲ 0.50% · 4.625%
HK$61,525
+HK$3,081/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,888/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,372 · Scale 2, in force from 26 Feb 2026)