LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,690
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,552
−HK$875/mo
Today · 4.125%
HK$29,427
baseline
▲ 0.50% · 4.625%
HK$31,217
+HK$1,790/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,854/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,805
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,631
−HK$839/mo
Today · 4.125%
HK$32,470
baseline
▲ 0.50% · 4.625%
HK$34,181
+HK$1,711/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,940/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,228
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,262
−HK$1,050/mo
Today · 4.125%
HK$35,312
baseline
▲ 0.50% · 4.625%
HK$37,461
+HK$2,149/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,624/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,966
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,958
−HK$1,005/mo
Today · 4.125%
HK$38,963
baseline
▲ 0.50% · 4.625%
HK$41,017
+HK$2,054/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,926/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,767
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,972
−HK$1,226/mo
Today · 4.125%
HK$41,198
baseline
▲ 0.50% · 4.625%
HK$43,704
+HK$2,506/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,396/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,127
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,284
−HK$1,173/mo
Today · 4.125%
HK$45,457
baseline
▲ 0.50% · 4.625%
HK$47,854
+HK$2,397/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,914/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,843
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,393
−HK$1,575/mo
Today · 4.125%
HK$52,968
baseline
▲ 0.50% · 4.625%
HK$56,191
+HK$3,223/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,936/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,449
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,937
−HK$1,508/mo
Today · 4.125%
HK$58,445
baseline
▲ 0.50% · 4.625%
HK$61,526
+HK$3,081/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,890/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,383 · Scale 2, in force from 26 Feb 2026)