LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,692
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,553
−HK$875/mo
Today · 4.125%
HK$29,428
baseline
▲ 0.50% · 4.625%
HK$31,219
+HK$1,791/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,856/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,807
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$838/mo
Today · 4.125%
HK$32,471
baseline
▲ 0.50% · 4.625%
HK$34,183
+HK$1,712/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,942/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,230
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,264
−HK$1,050/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,463
+HK$2,149/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,968
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,960
−HK$1,006/mo
Today · 4.125%
HK$38,966
baseline
▲ 0.50% · 4.625%
HK$41,019
+HK$2,053/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,932/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,769
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,974
−HK$1,226/mo
Today · 4.125%
HK$41,200
baseline
▲ 0.50% · 4.625%
HK$43,707
+HK$2,507/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,400/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,130
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,286
−HK$1,174/mo
Today · 4.125%
HK$45,460
baseline
▲ 0.50% · 4.625%
HK$47,856
+HK$2,396/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,920/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,845
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,396
−HK$1,575/mo
Today · 4.125%
HK$52,971
baseline
▲ 0.50% · 4.625%
HK$56,194
+HK$3,223/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,942/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,452
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,940
−HK$1,508/mo
Today · 4.125%
HK$58,448
baseline
▲ 0.50% · 4.625%
HK$61,529
+HK$3,081/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,896/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,407 · Scale 2, in force from 26 Feb 2026)