LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,696
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,558
−HK$875/mo
Today · 4.125%
HK$29,433
baseline
▲ 0.50% · 4.625%
HK$31,224
+HK$1,791/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,866/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,812
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,638
−HK$838/mo
Today · 4.125%
HK$32,476
baseline
▲ 0.50% · 4.625%
HK$34,188
+HK$1,712/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,952/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,235
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,269
−HK$1,050/mo
Today · 4.125%
HK$35,319
baseline
▲ 0.50% · 4.625%
HK$37,469
+HK$2,150/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,638/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,974
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,966
−HK$1,005/mo
Today · 4.125%
HK$38,971
baseline
▲ 0.50% · 4.625%
HK$41,026
+HK$2,055/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,942/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,774
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,981
−HK$1,225/mo
Today · 4.125%
HK$41,206
baseline
▲ 0.50% · 4.625%
HK$43,713
+HK$2,507/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,412/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,136
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,293
−HK$1,174/mo
Today · 4.125%
HK$45,467
baseline
▲ 0.50% · 4.625%
HK$47,863
+HK$2,396/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,934/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,853
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,404
−HK$1,575/mo
Today · 4.125%
HK$52,979
baseline
▲ 0.50% · 4.625%
HK$56,203
+HK$3,224/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,958/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,461
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,948
−HK$1,509/mo
Today · 4.125%
HK$58,457
baseline
▲ 0.50% · 4.625%
HK$61,539
+HK$3,082/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,914/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,477 · Scale 2, in force from 26 Feb 2026)