LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,699
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,560
−HK$876/mo
Today · 4.125%
HK$29,436
baseline
▲ 0.50% · 4.625%
HK$31,227
+HK$1,791/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,872/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,815
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,641
−HK$838/mo
Today · 4.125%
HK$32,479
baseline
▲ 0.50% · 4.625%
HK$34,191
+HK$1,712/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,958/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,239
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,272
−HK$1,051/mo
Today · 4.125%
HK$35,323
baseline
▲ 0.50% · 4.625%
HK$37,472
+HK$2,149/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,646/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,978
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,969
−HK$1,006/mo
Today · 4.125%
HK$38,975
baseline
▲ 0.50% · 4.625%
HK$41,030
+HK$2,055/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,950/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,778
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,985
−HK$1,225/mo
Today · 4.125%
HK$41,210
baseline
▲ 0.50% · 4.625%
HK$43,718
+HK$2,508/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,420/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,140
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,297
−HK$1,174/mo
Today · 4.125%
HK$45,471
baseline
▲ 0.50% · 4.625%
HK$47,868
+HK$2,397/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,942/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,858
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,409
−HK$1,575/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$56,208
+HK$3,224/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,954
−HK$1,509/mo
Today · 4.125%
HK$58,463
baseline
▲ 0.50% · 4.625%
HK$61,545
+HK$3,082/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,926/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,521 · Scale 2, in force from 26 Feb 2026)