LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,700
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,561
−HK$876/mo
Today · 4.125%
HK$29,437
baseline
▲ 0.50% · 4.625%
HK$31,228
+HK$1,791/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,874/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,816
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,642
−HK$839/mo
Today · 4.125%
HK$32,481
baseline
▲ 0.50% · 4.625%
HK$34,193
+HK$1,712/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,962/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,240
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$1,050/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$2,150/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,979
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,971
−HK$1,006/mo
Today · 4.125%
HK$38,977
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,054/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,954/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,780
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,986
−HK$1,226/mo
Today · 4.125%
HK$41,212
baseline
▲ 0.50% · 4.625%
HK$43,719
+HK$2,507/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,424/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,142
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,299
−HK$1,174/mo
Today · 4.125%
HK$45,473
baseline
▲ 0.50% · 4.625%
HK$47,870
+HK$2,397/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,946/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,860
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,411
−HK$1,575/mo
Today · 4.125%
HK$52,986
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$3,225/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,972/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,468
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,956
−HK$1,509/mo
Today · 4.125%
HK$58,465
baseline
▲ 0.50% · 4.625%
HK$61,547
+HK$3,082/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,930/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,539 · Scale 2, in force from 26 Feb 2026)