LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,701
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$875/mo
Today · 4.125%
HK$29,438
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,792/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$58,876/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,644
−HK$838/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,195
+HK$1,713/mo
Deposit HK$6.07M · loan HK$6.07M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,242
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,276
−HK$1,050/mo
Today · 4.125%
HK$35,326
baseline
▲ 0.50% · 4.625%
HK$37,476
+HK$2,150/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,652/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,981
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,973
−HK$1,006/mo
Today · 4.125%
HK$38,979
baseline
▲ 0.50% · 4.625%
HK$41,034
+HK$2,055/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,958/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,782
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,988
−HK$1,226/mo
Today · 4.125%
HK$41,214
baseline
▲ 0.50% · 4.625%
HK$43,722
+HK$2,508/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$82,428/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,144
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,302
−HK$1,173/mo
Today · 4.125%
HK$45,475
baseline
▲ 0.50% · 4.625%
HK$47,872
+HK$2,397/mo
Deposit HK$3.64M · loan HK$8.50M · min. income ≈ HK$90,950/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,862
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,413
−HK$1,576/mo
Today · 4.125%
HK$52,989
baseline
▲ 0.50% · 4.625%
HK$56,213
+HK$3,224/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$105,978/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,471
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,959
−HK$1,509/mo
Today · 4.125%
HK$58,468
baseline
▲ 0.50% · 4.625%
HK$61,550
+HK$3,082/mo
Deposit HK$1.21M · loan HK$10.93M · min. income ≈ HK$116,936/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,563 · Scale 2, in force from 26 Feb 2026)