LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,706
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$875/mo
Today · 4.125%
HK$29,443
baseline
▲ 0.50% · 4.625%
HK$31,235
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,886/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,822
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,649
−HK$839/mo
Today · 4.125%
HK$32,488
baseline
▲ 0.50% · 4.625%
HK$34,200
+HK$1,712/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$64,976/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,247
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,281
−HK$1,051/mo
Today · 4.125%
HK$35,332
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$2,150/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,664/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,987
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,006/mo
Today · 4.125%
HK$38,985
baseline
▲ 0.50% · 4.625%
HK$41,040
+HK$2,055/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,970/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,788
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,995
−HK$1,225/mo
Today · 4.125%
HK$41,220
baseline
▲ 0.50% · 4.625%
HK$43,729
+HK$2,509/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,440/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,151
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,309
−HK$1,174/mo
Today · 4.125%
HK$45,483
baseline
▲ 0.50% · 4.625%
HK$47,880
+HK$2,397/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$90,966/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,870
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,422
−HK$1,576/mo
Today · 4.125%
HK$52,998
baseline
▲ 0.50% · 4.625%
HK$56,222
+HK$3,224/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$105,996/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,480
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,968
−HK$1,510/mo
Today · 4.125%
HK$58,478
baseline
▲ 0.50% · 4.625%
HK$61,560
+HK$3,082/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$116,956/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,635 · Scale 2, in force from 26 Feb 2026)