LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,706
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$876/mo
Today · 4.125%
HK$29,444
baseline
▲ 0.50% · 4.625%
HK$31,235
+HK$1,791/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,888/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,823
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,650
−HK$838/mo
Today · 4.125%
HK$32,488
baseline
▲ 0.50% · 4.625%
HK$34,201
+HK$1,713/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$64,976/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,248
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,282
−HK$1,051/mo
Today · 4.125%
HK$35,333
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$2,149/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,666/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,988
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,980
−HK$1,006/mo
Today · 4.125%
HK$38,986
baseline
▲ 0.50% · 4.625%
HK$41,041
+HK$2,055/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,972/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,789
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,995
−HK$1,226/mo
Today · 4.125%
HK$41,221
baseline
▲ 0.50% · 4.625%
HK$43,730
+HK$2,509/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,442/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,152
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,310
−HK$1,174/mo
Today · 4.125%
HK$45,484
baseline
▲ 0.50% · 4.625%
HK$47,881
+HK$2,397/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$90,968/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,871
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,423
−HK$1,576/mo
Today · 4.125%
HK$52,999
baseline
▲ 0.50% · 4.625%
HK$56,224
+HK$3,225/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$105,998/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,482
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,970
−HK$1,509/mo
Today · 4.125%
HK$58,479
baseline
▲ 0.50% · 4.625%
HK$61,562
+HK$3,083/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$116,958/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,646 · Scale 2, in force from 26 Feb 2026)