LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,709
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$875/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,652
−HK$839/mo
Today · 4.125%
HK$32,491
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,713/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$64,982/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,251
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,285
−HK$1,051/mo
Today · 4.125%
HK$35,336
baseline
▲ 0.50% · 4.625%
HK$37,486
+HK$2,150/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,672/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,991
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,983
−HK$1,006/mo
Today · 4.125%
HK$38,989
baseline
▲ 0.50% · 4.625%
HK$41,045
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,978/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,792
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$39,999
−HK$1,226/mo
Today · 4.125%
HK$41,225
baseline
▲ 0.50% · 4.625%
HK$43,733
+HK$2,508/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,450/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,156
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,313
−HK$1,175/mo
Today · 4.125%
HK$45,488
baseline
▲ 0.50% · 4.625%
HK$47,885
+HK$2,397/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$90,976/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,876
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,427
−HK$1,576/mo
Today · 4.125%
HK$53,003
baseline
▲ 0.50% · 4.625%
HK$56,229
+HK$3,226/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,006/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,486
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,974
−HK$1,510/mo
Today · 4.125%
HK$58,484
baseline
▲ 0.50% · 4.625%
HK$61,567
+HK$3,083/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$116,968/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,686 · Scale 2, in force from 26 Feb 2026)