LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,709
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$876/mo
Today · 4.125%
HK$29,447
baseline
▲ 0.50% · 4.625%
HK$31,239
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,894/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$839/mo
Today · 4.125%
HK$32,492
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,712/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$64,984/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,251
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,285
−HK$1,051/mo
Today · 4.125%
HK$35,336
baseline
▲ 0.50% · 4.625%
HK$37,486
+HK$2,150/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,672/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,992
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,984
−HK$1,006/mo
Today · 4.125%
HK$38,990
baseline
▲ 0.50% · 4.625%
HK$41,045
+HK$2,055/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,980/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,793
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,226/mo
Today · 4.125%
HK$41,226
baseline
▲ 0.50% · 4.625%
HK$43,734
+HK$2,508/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,452/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,157
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,314
−HK$1,174/mo
Today · 4.125%
HK$45,488
baseline
▲ 0.50% · 4.625%
HK$47,886
+HK$2,398/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$90,976/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,877
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,428
−HK$1,576/mo
Today · 4.125%
HK$53,004
baseline
▲ 0.50% · 4.625%
HK$56,230
+HK$3,226/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,008/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,487
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,975
−HK$1,510/mo
Today · 4.125%
HK$58,485
baseline
▲ 0.50% · 4.625%
HK$61,568
+HK$3,083/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$116,970/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,694 · Scale 2, in force from 26 Feb 2026)