LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,715
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,577
−HK$876/mo
Today · 4.125%
HK$29,453
baseline
▲ 0.50% · 4.625%
HK$31,245
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,906/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,833
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,660
−HK$838/mo
Today · 4.125%
HK$32,498
baseline
▲ 0.50% · 4.625%
HK$34,211
+HK$1,713/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$64,996/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,258
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,292
−HK$1,052/mo
Today · 4.125%
HK$35,344
baseline
▲ 0.50% · 4.625%
HK$37,494
+HK$2,150/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,688/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,999
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,991
−HK$1,007/mo
Today · 4.125%
HK$38,998
baseline
▲ 0.50% · 4.625%
HK$41,054
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$77,996/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,801
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,008
−HK$1,226/mo
Today · 4.125%
HK$41,234
baseline
▲ 0.50% · 4.625%
HK$43,743
+HK$2,509/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,468/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,166
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,323
−HK$1,175/mo
Today · 4.125%
HK$45,498
baseline
▲ 0.50% · 4.625%
HK$47,896
+HK$2,398/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$90,996/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,887
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,439
−HK$1,576/mo
Today · 4.125%
HK$53,015
baseline
▲ 0.50% · 4.625%
HK$56,241
+HK$3,226/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,030/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,499
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,987
−HK$1,510/mo
Today · 4.125%
HK$58,497
baseline
▲ 0.50% · 4.625%
HK$61,581
+HK$3,084/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$116,994/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,788 · Scale 2, in force from 26 Feb 2026)