LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,719
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,581
−HK$876/mo
Today · 4.125%
HK$29,457
baseline
▲ 0.50% · 4.625%
HK$31,249
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,914/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,837
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,664
−HK$839/mo
Today · 4.125%
HK$32,503
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,713/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,006/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,262
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,297
−HK$1,051/mo
Today · 4.125%
HK$35,348
baseline
▲ 0.50% · 4.625%
HK$37,499
+HK$2,151/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,696/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,004
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,996
−HK$1,007/mo
Today · 4.125%
HK$39,003
baseline
▲ 0.50% · 4.625%
HK$41,059
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$78,006/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,806
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,013
−HK$1,226/mo
Today · 4.125%
HK$41,239
baseline
▲ 0.50% · 4.625%
HK$43,749
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,478/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,171
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,329
−HK$1,175/mo
Today · 4.125%
HK$45,504
baseline
▲ 0.50% · 4.625%
HK$47,902
+HK$2,398/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,008/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,893
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,445
−HK$1,577/mo
Today · 4.125%
HK$53,022
baseline
▲ 0.50% · 4.625%
HK$56,248
+HK$3,226/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,044/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,506
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,995
−HK$1,510/mo
Today · 4.125%
HK$58,505
baseline
▲ 0.50% · 4.625%
HK$61,589
+HK$3,084/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,010/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,847 · Scale 2, in force from 26 Feb 2026)