LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,720
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,582
−HK$877/mo
Today · 4.125%
HK$29,459
baseline
▲ 0.50% · 4.625%
HK$31,251
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,918/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,838
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,666
−HK$839/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,218
+HK$1,713/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,264
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,299
−HK$1,051/mo
Today · 4.125%
HK$35,350
baseline
▲ 0.50% · 4.625%
HK$37,501
+HK$2,151/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,700/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,006
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$37,999
−HK$1,007/mo
Today · 4.125%
HK$39,006
baseline
▲ 0.50% · 4.625%
HK$41,062
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$78,012/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,808
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,015
−HK$1,227/mo
Today · 4.125%
HK$41,242
baseline
▲ 0.50% · 4.625%
HK$43,751
+HK$2,509/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,484/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,174
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,332
−HK$1,174/mo
Today · 4.125%
HK$45,506
baseline
▲ 0.50% · 4.625%
HK$47,905
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,012/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,896
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,448
−HK$1,577/mo
Today · 4.125%
HK$53,025
baseline
▲ 0.50% · 4.625%
HK$56,252
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,050/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,509
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,998
−HK$1,510/mo
Today · 4.125%
HK$58,508
baseline
▲ 0.50% · 4.625%
HK$61,592
+HK$3,084/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,016/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,874 · Scale 2, in force from 26 Feb 2026)