LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,723
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,586
−HK$876/mo
Today · 4.125%
HK$29,462
baseline
▲ 0.50% · 4.625%
HK$31,255
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,924/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,842
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,669
−HK$839/mo
Today · 4.125%
HK$32,508
baseline
▲ 0.50% · 4.625%
HK$34,222
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,016/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,268
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,303
−HK$1,051/mo
Today · 4.125%
HK$35,354
baseline
▲ 0.50% · 4.625%
HK$37,506
+HK$2,152/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$70,708/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,010
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,003
−HK$1,007/mo
Today · 4.125%
HK$39,010
baseline
▲ 0.50% · 4.625%
HK$41,066
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.29M · min. income ≈ HK$78,020/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,813
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,020
−HK$1,227/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,756
+HK$2,509/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,179
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,337
−HK$1,175/mo
Today · 4.125%
HK$45,512
baseline
▲ 0.50% · 4.625%
HK$47,911
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,024/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,902
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,454
−HK$1,577/mo
Today · 4.125%
HK$53,031
baseline
▲ 0.50% · 4.625%
HK$56,258
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,062/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,516
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,005
−HK$1,510/mo
Today · 4.125%
HK$58,515
baseline
▲ 0.50% · 4.625%
HK$61,599
+HK$3,084/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,030/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,926 · Scale 2, in force from 26 Feb 2026)