LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,725
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,588
−HK$876/mo
Today · 4.125%
HK$29,464
baseline
▲ 0.50% · 4.625%
HK$31,257
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,928/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,844
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$839/mo
Today · 4.125%
HK$32,511
baseline
▲ 0.50% · 4.625%
HK$34,224
+HK$1,713/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,022/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,271
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,305
−HK$1,052/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,508
+HK$2,151/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,013
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,006
−HK$1,007/mo
Today · 4.125%
HK$39,013
baseline
▲ 0.50% · 4.625%
HK$41,069
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$78,026/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,816
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,023
−HK$1,227/mo
Today · 4.125%
HK$41,250
baseline
▲ 0.50% · 4.625%
HK$43,760
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,500/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,182
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,340
−HK$1,175/mo
Today · 4.125%
HK$45,515
baseline
▲ 0.50% · 4.625%
HK$47,914
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,030/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,906
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,458
−HK$1,577/mo
Today · 4.125%
HK$53,035
baseline
▲ 0.50% · 4.625%
HK$56,262
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,070/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,520
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,009
−HK$1,510/mo
Today · 4.125%
HK$58,519
baseline
▲ 0.50% · 4.625%
HK$61,604
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,038/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,960 · Scale 2, in force from 26 Feb 2026)